If you’ve looked at your rental history report and noticed it doesn’t paint a good picture of you – or you have been turned down for a rental unit because the landlord purchased a copy of your report – you may be wondering if you can take action to repair it.
· It is important to pay attention to your payment history, especially if you’re trying to establish credit for the first time or working to rebuild a damaged credit history. But does paying rent help build credit? It may, but it’s not a given. All three of the major credit bureaus include rent-payment history in credit reports if they have it.
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Good Rental History is like saying what is an attractive person. It is so relative to the landlord. If you are having difficulty finding a place my recommendation is to write a letter explaining what is going on now in your life. Why you had the hardships in the past.
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What If My Credit Score Is Less than Good? If your credit is fair or poor, find out why. You can see what’s impacting your score in your free Credit.com report card. It shows how you’re fairing in payment history, debt usage, credit age, account mix and credit inquiries.