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The 30-year fixed alternative mortgage loans can be up to 90% LTV (loan to value) and 50% DTI (debt to income) with a loan value up to 2 million dollars (or higher). Calculate which loans or credit cards to pay off first, how much your loan payments will be, what a mortgage payment might look like, and much, much more.

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An adjustable rate mortgage, or an "ARM" as they are commonly called, is a loan type that offers a lower initial interest rate than most fixed rate loans. The trade off is that the interest rate can change periodically, usually in relation to an index, and the monthly payment will go up or down accordingly.